Welcome to 126 22nd St, Irvington! This home qualifies for the Community Loan Program, offering a super-low 5.75%–5.875% interest rate with 5% down (CONV, NO PMI) and a 1% lender credit. Plus, up to $30K in down payment assistance may be available! This fully renovated, move-in-ready 4-bedroom, 3-bath home features modern upgrades, a spacious layout, and a new HVAC system. The open living area flows into a stunning kitchen with custom cabinets, granite countertops, stainless steel appliances, a breakfast bar, and a stylish backsplash. A 1st-floor bedroom or office is paired with a full bath. Upstairs, find three well-sized bedrooms and a Jack-and-Jill bath that can function as an ensuite. The finished attic offers space for a 5th bedroom, office, or rec room. The fully finished basement adds flexibility with a 3rd full bath. This home also has a new hot water heater and HVAC. Near public transportation, shopping, and highways, this must-see home offers both comfort and convenien